Real Estate News, Articles, Reports, Analysys & Trends

10/3/2022 | Posted in Interest Rates by Ruth Halperin
SHARE

While many economists have predicted the Bank of Canada’s interest rate will peak at 4%, the Organisation for Economic Co-operation and Development (OECD) has gone five ... More

OECD predicts how high the Bank of Canada will go on rates

9/30/2022 | Posted in Canada Living by Ruth Halperin
SHARE

Personal finances of millions of Canadians are worsening, and more people are concerned about their high levels of debt

... More

More Canadians living paycheque to paycheque with growing debt

9/30/2022 | Posted in Canadian Housing Market Predictions by Ruth Halperin
SHARE

Canada’s national housing agency plans to revamp its forecasts to call for a drop of as much as 15% in home prices, as higher mortgage rates threaten to cause a ... More

Canada cuts home price outlook

9/29/2022 | Posted in Foreign Buyers by Ruth Halperin
SHARE

Proposals by the federal government to restrict foreign access to the Canadian housing market run the risk of complicating mortgage financing while not adequately addressing ... More

Foreign buyers' ban proposals: private lending association reacts

9/28/2022 | Posted in Home Owners by Ruth Halperin
SHARE

The 60 percent + 30 percent + 10 percent proportion is meant to give balance to the colors used in any space and is incredibly simple to use.

... More

60-30-10 Color Rule: How to Use It & How to Break It

9/28/2022 | Posted in New Developments by Ruth Halperin
SHARE

Sales levels of condos and single-family homes were more than 80 per cent lower than last August, says the homebuilders’ association.

... More

New construction home buyers vanish as interest rates rise

9/25/2022 | Posted in Mortgage Interest Rates by Ruth Halperin
SHARE

Over the past week, nearly all of Canada’s Big-6 banks have increased their shorter-term fixed mortgage rates.

... More

Big banks hike short-term fixed mortgage rates as their popularity grows

9/22/2022 | Posted in Canadian Housing Market by Ruth Halperin
SHARE

10 million households own their home, while 5 million rent. But the gap is narrowing.

... More

Renting is growing twice as fast as home ownership, census reveals

9/21/2022 | Posted in Home Owners by Ruth Halperin
SHARE

Significant slowdown in housing, bond, and equity markets had a major influence on Q2 figures

... More

RBC on the state of Canada's household wealth

9/20/2022 | Posted in Rental Market by Ruth Halperin
SHARE

Having been on an upward trend since early last year, average rent prices have now eclipsed pre-pandemic levels.

... More

Canadian rent prices reach a three-year high, up 17% from pandemic lows

9/20/2022 | Posted in Canadian Housing Market by Ruth Halperin
SHARE

In addition to recording a fourth consecutive monthly decline on a seasonally adjusted basis, the Teranet-National Bank Composite House Price Index™ experienced its ... More

Teranet-National Bank House Price Index: Record price drop in August

9/19/2022 | Posted in Canadian Housing Market by Ruth Halperin
SHARE

"It's abundantly clear where the worst spots are," says BMO economist

... More

Which Canadian cities are seeing home prices fall the fastest?

9/14/2022 | Posted in Home Buyers by Ruth Halperin
SHARE

Despite today’s mortgage borrowers having to qualify at rates in excess of 6% and 7%, Canada’s banking regulator said no changes to the stress test are ... More

OSFI has no plans to loosen the stress test

9/16/2022 | Posted in New Developments by Ruth Halperin
SHARE

A decline in multi-unit urban starts contributed to a slower month overall, according to the latest data from CMHC.

... More

Canada housing starts drop in August

9/14/2022 | Posted in Interest Rates by Ruth Halperin
SHARE

TD Securities and Scotiabank's top economists think there’s more room to run for the Bank of Canada as it increases interest rates from the pandemic ... More

Interest rates: TD, Scotia see Bank of Canada heading to 4%

9/15/2022 | Posted in Commercial Real Estate by Ruth Halperin
SHARE

Despite ongoing economic uncertainty, Canada remains a good place to invest according to senior executives who closed the Sept. 8 RealREIT conference in Toronto with a ... More

CRE investment outlook good, but less capital available

9/15/2022 | Posted in Canadian Housing Market by Ruth Halperin
SHARE

Statistics released today by the Canadian Real Estate Association (CREA) show national home sales slowed slightly in August 2022.

... More

Canadian home sales post small decline from July to August

9/12/2022 | Posted in Canada Living by Ruth Halperin
SHARE

New data from Statistics Canada shows that Canadians are sliding deeper into debt.

... More

Canadians are falling deeper into debt: Statistics Canada

9/9/2022 | Posted in Home Buyers by Ruth Halperin
SHARE

Renewed calls to re-evaluate the stress test came in the wake of the Bank of Canada's latest outsized rate hike

... More

Canadian banking regulator insists it will not budge over mortgage rules

9/8/2022 | Posted in Home Buyers by Ruth Halperin
SHARE

In a country where the Big Six banks control 80 per cent mortgage market share, Canada’s smaller lenders are making some rare headway after the Bank of Canada’s ... More

Canadians turning to credit unions for mortgages as interest rates jump

9/7/2022 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
SHARE

The Bank of Canada has increased its benchmark rate by 0.75%, marking a fifth consecutive hike in its latest effort to get surging price growth under control.

... More

Bank of Canada announces another big rate hike

9/7/2022 | Posted in Canada Living by Ruth Halperin
SHARE

Overall consumer debt hit a new record high in the second quarter and some people may be overwhelmed by inflation.

... More

Millions of Canadians could default on debts warns TransUnion

8/30/2022 | Posted in Ontario News by Ruth Halperin
SHARE

Ontario’s population could increase by as much as six million over the next two decades and some experts are warning that governments need to start “playing catch ... More

Ontario's population could grow by more than six million over the next two decade

9/5/2022 | Posted in Interest Rates by Ruth Halperin
SHARE

Toronto home sales bounced 11% in August from the previous month.

... More

Interest rates may need to rise above 4% as housing market bounces back: BMO

8/31/2022 | Posted in Home Owners by Ruth Halperin
SHARE

More and more Canadians are drawing on the wealth represented by their homes.

... More

HELOC debt continues to rise in Canada

8/8/2022 | Posted in Mortgages and Real Estate by Ruth Halperin
SHARE

There has been a lot of discussion recently about how variable-rate mortgage holders could face their “trigger point.” We’re going to explore what that means, ... More

Variable-rate mortgages are about to trigger payment increases

8/31/2022 | Posted in Mortgage Interest Rates by Ruth Halperin
SHARE

If CIBC economists are correct, the Bank of Canada’s expected rate hike next week will be its last of this rate-hike cycle.

... More

The Bank of Canada's September rate hike will be its last: CIBC

9/4/2022 | Posted in Mortgage Interest Rates by Ruth Halperin
SHARE

All eyes will be on the Bank of Canada’s interest rate decision this week, which some say could be its last increase of the year, and perhaps of this rate cycle.

... More

Bank of Canada preview: A 100-bps rate hike can't be ruled out

9/2/2022 | Posted in GTA Real Estate by Ruth Halperin
SHARE

There were 5,627 home sales reported through the Toronto Regional Real Estate Board’s (TRREB) MLS® System in August 2022, representing a year-over-year dip of 34.2 ... More

Borrowing Costs and Housing Supply Impacting The GTA Real Estate Market

8/25/2022 | Posted in Canadian Housing Market by Ruth Halperin
SHARE

While market activity has decelerated significantly in recent months, several factors will act in concert to prevent an all-out housing crash, market observers argue.

... More

How likely is a Canadian housing crash?
Ask Ruth Halperin

Thinking of buying or selling a property, or have a question regarding the real estate market? Fill out the form below and I'll get back to you promptly.

Security Question: 4 + 7 =