Real Estate News, Articles, Reports, Analysys & Trends

10/2/2026 | Posted in Mortgages and Real Estate by Ruth Halperin
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Ontario and Alberta recorded the highest mortgage application fraud rates in Q2 as Equifax warned lenders to account for regional differences in financial stress.

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Mortgage fraud eases, but Ontario leads provincial rates: Equifax

10/6/2026 | Posted in GTA Real Estate by Ruth Halperin
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Homebuyers were in a holding pattern in September, as uncertainty surrounding the economy, inflation and borrowing costs weighed on Greater Toronto Area (GTA) home sales.

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Economic Uncertainty Kept GTA Homebuyers on the Sidelines in September

10/5/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Global banks are rethinking Canada's rate path as inflation climbs past the BoC's 2% target

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Rate hike calls gather pace ahead of October BoC decision

9/28/2026 | Posted in Toronto Real Estate by Ruth Halperin
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Toronto and Vancouver housing markets have sunk to the bottom of UBS's 2026 global real estate bubble rankings. Inflation-adjusted home prices in both cities fell by around ... More

Why Toronto went from world's strongest housing market to weakest

9/30/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Toronto-Dominion Bank has downgraded its outlook for Canada’s housing market in 2026 and is calling for home sales to fall five per cent as higher bond yields take their ... More

TD Bank cuts outlook for Canada's housing market as borrowing costs climb

10/1/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Rising bond yields are pushing fixed rates higher, but experts are divided on whether Bank of Canada hikes will erode the savings offered by variable mortgages.

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Fixed mortgage rates continue to climb as borrowers weigh the variable discount

9/25/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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The Bank of Canada is likely to raise interest rates at its next two meetings as the Middle East conflict creates the risk of broader price pressures, a senior macro strategist ... More

Manulife sees Bank of Canada rate hike next month as inflation pressures build

9/21/2026 | Posted in Rental Market by Ruth Halperin
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A second wave of amendments to Ontario's Residential Tenancies Act (RTA) took effect on September 21, cutting the repayment window for tenants in arrears in half and ... More

Ontario halves eviction notice period under new rental rules

9/23/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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The Bank of Canada is navigating a difficult crossroads ahead of its October 28 rate decision, with Governor Tiff Macklem warning that higher borrowing costs remain a live ... More

Macklem's latest comments suggest a BoC rate hike could be ahead

9/11/2026 | Posted in Mortgages and Real Estate by Ruth Halperin
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Household debt burdens eased as income growth outpaced debt payments, but mortgage interest costs continued to climb.

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Mortgage borrowing slows to weakest pace since early 2024: StatCan

9/16/2026 | Posted in Canadian Housing Market by Ruth Halperin
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'Speculation is gone, investors are absent, and prices are holding flat': BMO's Kavcic

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Canada's slow housing market recovery grinds to a halt

9/16/2026 | Posted in Canadian Housing Market by Ruth Halperin
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Starts are down 4% year-to-date as CMHC warns of continued weakness ahead

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Canada's homebuilding pace falls further behind 2025 levels

9/15/2026 | Posted in Canadian Housing Market by Ruth Halperin
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Canadian home sales fell in August for the first time since spring, as rising inflation risks and the renewed prospect of a Bank of Canada rate hike threatened to cut short a ... More

Canadian Home Sales Slide Down Slightly in August

9/14/2026 | Posted in Mortgages and Real Estate by Ruth Halperin
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Major lenders have raised fixed rates, while some borrowers may face larger increases as discretionary discounts disappear.

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Bond yield surge pushes fixed mortgage rates higher across Canada

9/3/2026 | Posted in GTA Real Estate by Ruth Halperin
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The number of homes available for sale in August 2026 was down noticeably compared to last year in the Greater Toronto Area (GTA). Following this trend, home sales also edged ... More

A Noticeable Dip in GTA Home Sales and Listings, Pointing to Renewed Price Growth

9/2/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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The Bank of Canada held interest rates steady for a seventh consecutive meeting as an escalation in the trade war with the U.S. threatens growth and creates the risk of new ... More

Bank of Canada holds key rate at 2.25 per cent once again

9/2/2026 | Posted in GTA Real Estate by Ruth Halperin
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Single-family sales surge while condos wait for a rebate that hasn't fully arrived

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GTA new home sales rebound masks a condo market in retreat

9/1/2026 | Posted in Canadian Housing Market by Ruth Halperin
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RBC projects a modest recovery into 2027, but regional fault lines remain deep

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Canada's housing market is healing - but far too slowly to feel it

9/1/2026 | Posted in Canadian Housing Market by Ruth Halperin
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The Bank of Canada is likely to hold borrowing costs steady, as an escalation in the trade war with the U.S. threatens the economic recovery while adding to inflation ... More

Bank of Canada set to hold as trade war creates new dilemma for Macklem

8/26/2026 | Posted in Mortgages and Real Estate by Ruth Halperin
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Mortgage delinquencies remain low nationally, but borrowers in Canada's most expensive housing markets are showing greater signs of strain.

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Mortgage stress builds in Ontario and B.C. as origination growth slows

8/27/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Recent months have already seen upward pressure on fixed rates, a trend that could intensify as US-Canada trade relations worsen

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Fixed mortgage rates could rise as trade war escalates

8/19/2026 | Posted in Home Owners by Ruth Halperin
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As the last wave of mortgage renewals from the era of ultra-low interest rates comes, a new survey suggests most homeowners have been managing higher payments.

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Homeowners managing higher mortgage payments despite concerns: survey

8/17/2026 | Posted in Mortgages and Real Estate by Ruth Halperin
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July CPI hit 3%, matching the ceiling of the BoC's control range, as gas prices surge

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Inflation climbs, home sales rise: what it all means for Canadian borrowers

8/17/2026 | Posted in Canada Living by Ruth Halperin
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National Bank says the mortgage payment on a representative home fell to 51.1% of median income, although affordability remains well below historical norms.

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Falling home prices drive record 10th straight quarter of affordability gains

8/18/2026 | Posted in Canadian Housing Market by Ruth Halperin
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The number of home sales recorded over Canadian MLS® Systems climbed a further 0.5% on a month-over-month basis in July 2026, marking a fourth consecutive monthly ... More

Canadian Home Sales Climb Again in July

8/6/2026 | Posted in GTA Real Estate by Ruth Halperin
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Greater Toronto Area (GTA) resale housing market conditions tightened in July 2026 compared the same month a year earlier. Home sales edged slightly lower over that period, ... More

GTA Housing Market Tightens in July and Sets the Stage for Price Stability

8/4/2026 | Posted in Mortgages and Real Estate by Ruth Halperin
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The number of Canadian bank mortgages at least 90 days past due reached the highest count in more than a decade.

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Canada's mortgage arrears near a decade high

7/31/2026 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Statistics Canada data puts Q2 growth on track to outpace the central bank's own projections

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May GDP surprise calls Canada's rate outlook into question again

7/23/2026 | Posted in Commercial Real Estate by Ruth Halperin
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A new report says the sector is showing signs of stability across Canada at the midway point of the year as enthusiasm tempers, but new tariffs announced by the U.S. this week ... More

Commercial real estate sector stabilizing
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