Real Estate News, Articles, Reports, Analysys & Trends

2/18/2025 | Posted in Canadian Housing Market by Ruth Halperin
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Canadian MLS® Systems posted a double-digit jump in new supply in January 2025 when compared to December 2024. At the same time, sales activity fell off at the end of the ... More

New Listings Jump to Start 2025 as Tariff Uncertainty Weighs on Sales

2/14/2025 | Posted in Commercial Real Estate by Ruth Halperin
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A shifting Toronto real estate market saw suburban office space achieve its first annual net absorption gain since 2019, while downtown vacancy rates climbed despite stable ... More

Toronto Office and Industrial Real Estate: Q4 2024 Market Trends and Outlook

2/14/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Mortgage providers nationwide have been gradually lowering their fixed mortgage rates, including five of the country’s Big 6 banks.

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5 big banks cut fixed mortgage rates following bond yield drop

2/7/2025 | Posted in Rental Market by Ruth Halperin
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Rents in Canada continue to decline, marking the fourth straight month of decreases and the lowest national average in 18 months, according to the latest National Rent Report ... More

Canada rent prices slump to 18-month low

2/5/2025 | Posted in Canadian Economy and Housing Market by Ruth Halperin
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Canada Mortgage and Housing Corp. is forecasting a rebound in home sales and prices this year as homebuyers take advantage of improved borrowing conditions, but says its ... More

CMHC predicts home sales, prices to rebound in 2025, but tariff threat clouds outlook

2/5/2025 | Posted in GTA Real Estate by Ruth Halperin
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The Toronto Regional Real Estate Board’s (TRREB) Market Outlook and Year in Review report reveals that a well-supplied housing market will keep average annual home price ... More

GTA REALTORS Release 2025 Outlook and January Stats

2/4/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Canada received a temporary reprieve from U.S. tariffs for at least 30 days, but if enacted, BMO warns the Bank of Canada may be forced to cut its policy rate to 1.50% by ... More

BMO forecasts 1.50% BoC rate by year-end if U.S. imposes tariffs on Canada

2/3/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Canada’s 5-year bond yield has fallen to its lowest level since June 2022, following fresh concerns over economic uncertainty and global trade tensions.

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Canadian fixed mortgage rates are dropping as U.S. tariffs shake markets

2/4/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Tariffs are off the table for now – but both fixed and variable rates could still tumble

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Are Canadian interest rates about to nosedive?

2/3/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Economists say central bank could make oversized inter-meeting reduction as Canadians come to terms with Trump's tariffs.

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Banking giant calls for emergency BoC rate cut

1/29/2025 | Posted in Commercial Real Estate by Ruth Halperin
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Commercial real estate still faces headwinds after the Bank of Canada’s move to lower interest rates, according to some experts, with others expecting the move to spur ... More

Commercial real estate still facing headwinds amid lower rates: expert

1/29/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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The central bank said on Wednesday morning that it had trimmed the key rate by 25 basis points, a move that brings it to 3% but also marks a smaller reduction than its previous ... More

Bank of Canada cuts rates in first decision of 2025

1/29/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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The Bank of Canada today reduced its target for the overnight rate to 3%, with the Bank Rate at 3.25% and the deposit rate at 2.95%.

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Bank of Canada reduces policy rate by 25 basis points to 3%, announces end of quantitative tightening

1/15/2025 | Posted in Canadian Housing Market by Ruth Halperin
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With much of the early fall surge of supply having now been picked over, home sales activity recorded over Canadian MLS® Systems dipped in December 2024.

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Fourth Quarter Housing Data Hints at Home Sales Rebound for 2025

1/20/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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The Bank of Canada (BoC) is preparing to make its first key policy decision of the year on January 29, with Canadians eager to see whether the central bank will cut its ... More

Bank of Canada weighs first move of 2025

1/25/2025 | Posted in Rental Market by Ruth Halperin
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For Canadian renters, it may feel like the years since the COVID-19 pandemic have brought one hit after another.

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Turning point: Rent prices should see relief this year, but markets still tight

1/15/2025 | Posted in Commercial Real Estate by Ruth Halperin
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The Canadian commercial real estate market is heading into 2025 with cautious optimism following a year of interest rate relief, according to Avison Young’s latest Q4 ... More

Is Canada's commercial real estate market poised for recovery in 2025?

12/30/2024 | Posted in Canadian Housing Market Predictions by Ruth Halperin
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As we reflect on 2024, it was a year of resilience and adjustment for Canada’s housing and mortgage market, marked by the Bank of Canada’s pivot to rate cuts after ... More

Housing and interest rate forecasts for 2025

1/7/2025 | Posted in GTA Real Estate by Ruth Halperin
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The Greater Toronto Area (GTA) housing market experienced a transitionary year in 2024. Annual sales were up slightly compared to 2023, and new listings were up significantly ... More

TRREB: Housing Market Gets More Affordable in 2024 with Lower Rates and Prices

1/5/2025 | Posted in Financial Health by Ruth Halperin
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As we step into a new year, it’s a great time to reassess your financial habits and ensure your credit profile is in top shape.

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New year, better mortgage rates: Credit tips to get you there

1/3/2025 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Economists at Canada’s major banks don’t expect interest rates to move quite as dramatically in 2025 as they did in 2024, but they still see various sources of ... More

Here's what economists expect the Bank of Canada to do in 2025

1/3/2025 | Posted in Canada Living by Ruth Halperin
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Here's what the new tax brackets are going to be, plus how much you can contribute to a tax-free savings account and RRSP

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These are the new tax brackets for Canadians in 2025

1/2/2025 | Posted in Canadian Housing Market by Ruth Halperin
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It’s been a rough few years for Canadians looking to break into home ownership as unaffordability issues persist across the country.

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Will it be easier or harder for Canadians to buy a home in 2025?

12/30/2024 | Posted in Canadian Housing Market Predictions by Ruth Halperin
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Heading into 2025, economists and real estate agents believe activity is poised to remain strong amid much lower borrowing costs and more favourable rules for buyers, despite ... More

Housing market poised for 2025 comeback as lower rates unleash pent-up demand

12/24/2024 | Posted in First Time Home Buyers by Ruth Halperin
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Introduced in April 2023, the First Home Savings Account (FHSA) is a game-changer for Canadians looking to save for their first home, combining the best features of an RRSP and ... More

A First Home Savings Account should be on every first-time buyer's holiday wish list

12/16/2024 | Posted in Mortgage News by Ruth Halperin
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Sweeping changes to Canada’s mortgage system, announced in September by the federal government, officially took effect on Sunday. Brokers said the changes could open the ... More

Canada's new mortgage rules are here: Insights from brokers

12/17/2024 | Posted in Mortgages and Real Estate by Ruth Halperin
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It was billed as a potential looming crisis for Canada’s economy: the wave of mortgages coming up for renewal in 2025 and 2026 at significantly higher rates than those on ... More

Canada's coming mortgage renewal wave: No longer a crisis?

12/16/2024 | Posted in Canadian Housing Market by Ruth Halperin
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Home sales activity recorded over Canadian MLS® Systems rose again in November, building on October’s surprise jump.

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Canadian Home Sales Continue to Climb in November

12/11/2024 | Posted in Canadian Economy and Interest Rates by Ruth Halperin
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Canada’s central bank has cut interest rates for the fifth consecutive time to 3.25 per cent as the country’s economy grows at a slower rate than projected.

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Bank of Canada drops key interest rate
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