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Ontario and Alberta recorded the highest mortgage application fraud rates in Q2 as Equifax warned lenders to account for regional differences in financial stress.

Rising bond yields are pushing fixed rates higher, but experts are divided on whether Bank of Canada hikes will erode the savings offered by variable mortgages.

Major lenders have raised fixed rates, while some borrowers may face larger increases as discretionary discounts disappear.

Recent months have already seen upward pressure on fixed rates, a trend that could intensify as US-Canada trade relations worsen

This new data explains why – and the psychology affecting it

Fixed rates likely to jump as Iran conflict and economic unease continue to push yields higher

Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows.

Rising delinquencies made renewal decisions far less forgiving

Getting your mortgage renewed can be stressful for some homeowners, but getting a non-renewal from your lender can take that stress to a whole new level.

Morningstar DBRS says mortgage portfolios should hold up in 2026 despite a soft housing market, while warning that rising variable-rate use and Alt-A exposure are key areas to ... More

Will Canada see a renewal crisis next year, or can borrowers absorb the shock of higher rates?

A growing number of Canadians could face difficulties making mortgage payments when they renew their loans this year and next, according to a new report.

Most Canadian mortgage holders renewing their mortgages in 2025 or 2026 are likely to see an increase in their monthly payments, a recent report by the Bank of Canada ... More